BMW R1200RT/R1250RT Forum

Doctor T wrote: ↑Mon Nov 25, 2024 11:34 am I've just tried to get insurance as a 23 living in a nice area with 5 years NCB. On the compare site I used each insurer turned me down. So i changed to 26 years old and got quotes but they were eye watering.

Irrelevent really to question I posed, For a price you would be able to get insurance, just the same as for high performance sport cars at a young age.

Having spent over 20 years working in Insurance, I can confirm you would be able to get insured - but at a price. There’s a specialist for everything.

Even my boss can get insurance for his Lambo, despite his two previous spending bans! It cost him £9k for the year, but he has little choice but to pay it.

My apologies, looks like I incorrectly read this article, https://www.bennetts.co.uk/bikesocial/n ... -explained and only picked up this bit.

"What motorcycle can I ride at 24 or over?

Previously Direct Access (which means you turn up, pass your test and ride away on anything you like) could be done at 21 years old. This is no longer possible and instead you must be 24 years old or older."

Also this forum is open to all across the world and every country has different rules and regs, Something we should all be mindfull of b4 posting.

Most 24 to 30 year olds would probably not buy a RT.
If you're 95 to 99 years old and still ride any motorbike, my hats off to you

Getting a motorcycle licence is expensive and a minefield, no wonder dealers are closing down.

This RAC article, https://www.rac.co.uk/drive/advice/moto ... e-licence/ seems to explain things clearly.

Looks like if you take the "Progressive" rather than the "Direct Access" route, you can get an "A" licence at 21, not 24.

Will have to put back the 20 - 24 years category.

I don't think anyone under 40 would even think about owning an RT.

simbo wrote: ↑Mon Nov 25, 2024 6:46 pm I don't think anyone under 40 would even think about owning an RT.

I did!

I waited till I was 40 mind

Stu wrote: ↑Mon Nov 25, 2024 6:53 pm I did!

I waited till I was 40 mind

I still wear a dark visor when riding mine so no one recognises me

simbo wrote: ↑Mon Nov 25, 2024 6:58 pm I still wear a dark visor when riding mine so no one recognises me

That's only because you don't want to be seen on the inferior RT

David. wrote: ↑Mon Nov 25, 2024 5:18 pmWill have to put back the 20 - 24 years category.

Done but this again had reset the votes to zero.

simbo wrote: ↑Mon Nov 25, 2024 6:46 pm I don't think anyone under 40 would even think about owning an RT.

I was 39, 10 months and 8 days old when I got mine, so just made it!

I did own an ex-Kent Police R80RT when I was about 23. Made a good distance courier bike. Insurance back then for a London Courier was only about £30 more a year compared to none hire and reward cover. It was a bit of a jump in CC from a R45, CX500

Sullivj wrote: ↑Tue Nov 26, 2024 8:24 am I was 39, 10 months and 8 days old when I got mine, so just made it!

Actually I take it back! I just checked and I got mine 4 days before my 40th

Could have sworn it was after

My 22 year old youngest son would love an RT but insurance costs are preventing it. Instead he rides a 700 Deauville. The eldest is more typical and has a 2020 Suzuki Katana.